Mortgage News & Resources

The time has come – you’ve seen over 20 houses in the last couple of weeks and you have now found your dream home. You think to yourself, “this is the one; we cannot lose this deal.”  With the market being so competitive, sometimes the difference between a firm...

Alternative lending has grown in popularity over the past few years, allowing a wider demographic of borrowers to access loans to finance their purchase of a new home, refinance to access equity to consolidate debt, or use funds for other purposes, such as for renovations or education.

Indeed, alternative lending has many positives and provides more opportunities to obtain funding for many borrowers, especially in this higher interest rate economy where banks are also tightening up on who can receive mortgage approvals. But there are risks that go along with its advantages.

In this blog, you’ll learn everything you need to know about alternative lending when it comes to mortgage loans vs. traditional lending, including the pros and cons of each and how to choose the right alternative lender.

The new year is often the time where most of us reflect on the past years and look at ways to improve ourselves and set new goals. While many people focus on developing new year resolutions that revolve around fitness and dieting, it may be a smart decision to put...

Meet Cheryl Cheryl has been a very successful travel agent for the past 12 years. Her success has been based upon the care and exceptional service she provides to her clients, so she never in her career as a travel agent expected to be in a position where she would...

Mortgage rates are one of many important factors to keep in mind when purchasing a home. They can have a long-term impact on your homes cost when you finance. If you save a fraction of a percent on your mortgage rate, it could save you thousands of dollars in the long...

Interest rate and annual percentage rate (APR) are commonly interchanged due to the slight difference between their calculations. Nonetheless, they are different and important to understand when determining the cost of a loan.  Read on to learn more about the...

Before you get too consumed with house hunting, it’s a good idea to find a mortgage specialist who can help you get an idea of what home you can afford. It is equally important for you to understand the process. The more you understand, the less likely there will be...

The time has come – you’ve seen over 20 houses in the last couple of weeks and you have now found your dream home. You think to yourself, “this is the one; we cannot lose this deal.”  With the market being so competitive, sometimes the difference between a firm...

Many Canadians experience credit issues, and there are many factors as to why a person may have bad credit. Maybe you lost a job, or there was a time in your life when you weren’t able to pay the bills. Whatever the reason, it does take some time to get your credit...