Mortgage News & Resources

Should I Purchase A House With Conditions or Make a Firm Offer?

The time has come – you’ve seen over 20 houses in the last couple of weeks and you have now found your dream home. You think to yourself, “this is the one; we cannot lose...

Alternative Lending vs. Traditional Lending Guide

Alternative lending has grown in popularity over the past few years, allowing a wider demographic of borrowers to access loans to finance their purchase of a new home, refinance to access equity to consolidate debt, or use funds for other purposes, such as for renovations or education.

Indeed, alternative lending has many positives and provides more opportunities to obtain funding for many borrowers, especially in this higher interest rate economy where banks are also tightening up on who can receive mortgage approvals. But there are risks that go along with its advantages.

In this blog, you’ll learn everything you need to know about alternative lending when it comes to mortgage loans vs. traditional lending, including the pros and cons of each and how to choose the right alternative lender.

New Year, New You: Financial Plan for Homeowners

The new year is often the time where most of us reflect on the past years and look at ways to improve ourselves and set new goals. While many people focus on developing new...

COVID Success Stories: Cheryl Gets A Home Equity Loan

Meet Cheryl Cheryl has been a very successful travel agent for the past 12 years. Her success has been based upon the care and exceptional service she provides to her...

What Determines Your Mortgage Rate in Ontario?

Mortgage rates are one of many important factors to keep in mind when purchasing a home. They can have a long-term impact on your homes cost when you finance. If you save a...

Interest Rate vs. Annual Percentage Rate (APR): What’s the Difference?

Interest rate and annual percentage rate (APR) are commonly interchanged due to the slight difference between their calculations. Nonetheless, they are different and...

What’s the Process for Getting a Mortgage in Canada?

Before you get too consumed with house hunting, it’s a good idea to find a mortgage specialist who can help you get an idea of what home you can afford. It is equally...

Should I Purchase A House With Conditions or Make a Firm Offer?

The time has come – you’ve seen over 20 houses in the last couple of weeks and you have now found your dream home. You think to yourself, “this is the one; we cannot lose...

Bad Credit? We Can Help You Get Approved

Many Canadians experience credit issues, and there are many factors as to why a person may have bad credit. Maybe you lost a job, or there was a time in your life when you...

Your How-to Guide to Refinancing Your Mortgage

Refinancing a mortgage can be a complicated process. Figuring out when and how to refinance your existing mortgage is essential and so is knowing your options. Luckily, I'm...
Should I Purchase A House With Conditions or Make a Firm Offer?

Should I Purchase A House With Conditions or Make a Firm Offer?

The time has come – you’ve seen over 20 houses in the last couple of weeks and you have now found your dream home. You think to yourself, “this is the one; we cannot lose this deal.”  With the market being so competitive, sometimes the difference between a firm...

Alternative Lending vs. Traditional Lending Guide

Alternative Lending vs. Traditional Lending Guide

Alternative lending has grown in popularity over the past few years, allowing a wider demographic of borrowers to access loans to finance their purchase of a new home, refinance to access equity to consolidate debt, or use funds for other purposes, such as for renovations or education.

Indeed, alternative lending has many positives and provides more opportunities to obtain funding for many borrowers, especially in this higher interest rate economy where banks are also tightening up on who can receive mortgage approvals. But there are risks that go along with its advantages.

In this blog, you’ll learn everything you need to know about alternative lending when it comes to mortgage loans vs. traditional lending, including the pros and cons of each and how to choose the right alternative lender.

New Year, New You: Financial Plan for Homeowners

New Year, New You: Financial Plan for Homeowners

The new year is often the time where most of us reflect on the past years and look at ways to improve ourselves and set new goals. While many people focus on developing new year resolutions that revolve around fitness and dieting, it may be a smart decision to put...

COVID Success Stories: Cheryl Gets A Home Equity Loan

COVID Success Stories: Cheryl Gets A Home Equity Loan

Meet Cheryl Cheryl has been a very successful travel agent for the past 12 years. Her success has been based upon the care and exceptional service she provides to her clients, so she never in her career as a travel agent expected to be in a position where she would...

What Determines Your Mortgage Rate in Ontario?

What Determines Your Mortgage Rate in Ontario?

Mortgage rates are one of many important factors to keep in mind when purchasing a home. They can have a long-term impact on your homes cost when you finance. If you save a fraction of a percent on your mortgage rate, it could save you thousands of dollars in the long...

What’s the Process for Getting a Mortgage in Canada?

What’s the Process for Getting a Mortgage in Canada?

Before you get too consumed with house hunting, it’s a good idea to find a mortgage specialist who can help you get an idea of what home you can afford. It is equally important for you to understand the process. The more you understand, the less likely there will be...

Should I Purchase A House With Conditions or Make a Firm Offer?

Should I Purchase A House With Conditions or Make a Firm Offer?

The time has come – you’ve seen over 20 houses in the last couple of weeks and you have now found your dream home. You think to yourself, “this is the one; we cannot lose this deal.”  With the market being so competitive, sometimes the difference between a firm...

Bad Credit? We Can Help You Get Approved

Bad Credit? We Can Help You Get Approved

Many Canadians experience credit issues, and there are many factors as to why a person may have bad credit. Maybe you lost a job, or there was a time in your life when you weren’t able to pay the bills. Whatever the reason, it does take some time to get your credit...

Get a Free Consultation

Whether you’re a First-Time Home Buyer, Renewing, or Refinancing your mortgages, I will take the time to ensure you feel comfortable and confident during every step of the process.

Cory Hubbard
Mortgage Broker
Verico, The Mortgage Station, #11707

cory@mortgagehubb.ca
p: 877.512.0007 x 280  |  c: 705.229.2293

Cory Hubbard, Mortgage Broker

Cory Hubbard, Mortgage Broker

Verico, The Mortgage Station, #11707

As a young father of two, Cory’s personal experiences with flipping houses, new-builds and rental properties ignited his enthusiasm to become a Mortgage Agent. For Cory, it’s about building genuine relationships with his clients, to make the process of obtaining a mortgage seamless. As a Toronto Firefighter, he prides himself on his compassion to help others during one of the most stressful times in their lives.

Whether you’re a First-Time Home Buyer, Renewing, or Refinancing their mortgages, Cory will take the time to ensure you feel comfortable and confident during every step of the process. During his down-time, Cory enjoys watching football, cheering on his Leafs (as they lose), and loves watching his sons run wild. Cory looks forward to helping you focus your time and energy on the things you love, too!

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Cory Hubbard

Mortgage Broker
Verico, The Mortgage Station, #11707

 

cory@mortgagehubb.ca
p: 877.512.0007 x 280
c: 705.229.2293